GUEST? Registration opens up many more resources which are not available to guests. Registration is free, we never sell or give others access to your information.
Posted by chief
- July 13, 2010, 18:39:43 PMYeah, if you didn't have a specific value policy you are going to get "blue-book" value on the plain vanilla bike. If you had accessories you will get very little back on those unless you had them listed and specific value. I have $5000 on accessories and customization.
I have only allowed one person to ride any of my bikes in 30 years... and he dropped it in the yard! I always have some good excuse... usually something mechanical!! <LOL>...
I would make the claim immediately were it me.
Glad he is ok. Its hard enough knowing someone was injured on YOUR bike.
Posted by BOOP
- July 13, 2010, 15:49:42 PMHe's out of surgery, all went well. Thanks everyone. That was the only time I've let anyone ride my bike other than my hubby. And I will Never let anyone ride my bike (when I get one) again! Its not that I'm worried about a wrecked bike.... its that who ever is on it can be killed & that would be on my shoulders the rest of my life. So, nope, no more 'spins' for anyone!
Yeah, He had DM license. I have full coverage. I haven't had them to process the claim yet because my cousin says he will buy me another one. But, I don't know what to do because he is going to have a bunch of medical bills. The helicopter ride itself will be about $21,000. I'm just sooo confused on what to do. But, I don't want my premium being outrageous either because of a wreck that I wasn't the rider in.
Do insurance companys go by blue book value or what?
(My bike was an 01 with 9436 miles. Yall see the paint job and any extra's in my profile pic.)
Posted by tmassey
- July 13, 2010, 12:00:41 PMthere are some drifters in ohio on craig's list.....sorry about your bike...buy him a bus pass ...the next time he wants to ride.
Posted by chief
- July 13, 2010, 11:53:13 AMMy prayers with your cousin.
Its done several ways. They may make you an offer with salvage rights or without. Sometimes they will give you the option of purchasing the salvage after the deal is done. Sometimes they will do a deal with your payment. Sometimes they auction the salvage. Insurance companies basically buy the bike from you when they pay your claim. They then sell the bike to salvage /junk yards etc.
When you deal with the claims folks ask how they deal with salvage.
Posted by annieoakley
- July 13, 2010, 10:59:23 AMDear BOOP,
That picture is the saddest thing I have seen 
, I'm glad the rider will be okay, but really he owes you a new ride. I have had other motorcyclists ask me if they can sit on my bike to see how well balanced it is, but that is as far as it goes. They know I would never let "Lonesome" out of my sight. I hope everything works out between you and your insurance company and you will be back in the saddle soon 
Posted by TC
- July 13, 2010, 10:33:07 AMThis is a little late but in the future if someone else wants to ride your bike do what I do. I tell them nobody else rides my bikes. If you want to ride, the place I got mine has a lot more for sale. I know, sounds selfish but all my bikes are in my garage now.
Posted by Varooom
- July 13, 2010, 08:36:54 AMMany states will hold you responsible if your friend didn't have a motorcycle specific license. Too bad but good that he's going to live to take a few motorcycle driving lessons. Did you have collision insurance? Spoken to your agent yet?
Varooom
Posted by BOOP
- July 13, 2010, 00:05:11 AMI think I've figured it out!
Posted by BOOP
- July 12, 2010, 23:44:16 PMThanks Chief. I went to Erlanger today to see him. They had to put another rod in his right leg, only the femur this time. His arm is worse than the leg and they're doing surgery on it in the morning. He is so lucky to be alive. But, he's gonna be ok.
I wish I could figure out how to put a pic of my bike on here. She looks so sad! Always garage kept, so .... its storming out there....she's laying on her side in gravels in the boondocks bleeding profusely on the ground 
.....and Momma's sitting here, can't sleep, worrying.
Will I get the bike after the insurance deal is taken care of? Have never had an accident, thank God!
Will my premium go up since I wasn't the one riding it?
Posted by chief
- July 12, 2010, 10:42:05 AMI'm sorry to hear this from two perspectives. Glad he is ok, but sorry about your bike.
TN has a lot of twisties. With Nissan HQ moving into the Franklin area we have a lot of CA transplants. Some haven't gotten the hang of our driving in TN, yet. Unfortunately, folks sometimes don't realize that every bike is different and it takes a while to get the handling down. The drifter is set up for individuals and has its own handling characteristics. So it may handle great for one person and not so great for another.
Also sounds like he may be over-aggressive in his riding... ie two crashes same side.
Don't give up. There are more Drifters out there. You can find another. Let us know about salvage.
Posted by BOOP
- July 12, 2010, 01:35:25 AMI let my cousins husband ride it. He moved to Tn. from California. Sold his bike before he moved. I rode to their house to visit and told him to hop on & take it for a spin. 15 mins later we recieved a call, he crashed. He was flown to Erlanger Hosp. His femur is broken completely into in 2 different places and their installing a rod now. His arm is broken. He isn't use to curves I don't guess. He hit one too hard too fast but only about 3 miles from his house. He is going to be ok. Thank God!!! But my little Jewell is scrap. My heart is broken for his bad luck. Before he moved here he wrecked one of his HD's. Has a rod and pins in the same leg he broke today. Please keep him in your prayers (and me when I realize my bike is trash). 
I have never been a material girl, family & friends is at the top of my list, but I sure did love my bike. I shopped for months and travelled far to get her when I found her. I feel like I'm dreaming....... 