I am going to post this, but I won't debate it or anything...... just putting a heads up out there for those who are interested in doing an iron butt.
Do your research on the term: Racing.
Many states have adopted rules about racing on public highways.... as defined as:
Oregon state law: 811.125
Speed racing on highway
(1) A person commits the offense of speed racing on a highway if, on a highway in this state, the person drives a vehicle or participates in any manner in any of the following in which a vehicle is involved:
(a) A speed competition or contest.
(b) An acceleration contest.
(c) A test of physical endurance.
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(d) An exhibition of speed or acceleration.
(e) The making of a speed record.
(f) A race. For purposes of this paragraph, racing is the use of one or more vehicles in an attempt to outgain, outdistance or prevent another vehicle from passing, to arrive at a given destination ahead of another vehicle or vehicles or to test the physical stamina or endurance of drivers over long distance driving routes.[/color]
(2) The offense described in this section, speed racing on a highway, is a Class A traffic violation and is applicable on any premises open to the public. [1983 c.338 §568; 1985 c.16 §287]
NOW..... here is one more item to consider:
Geico Motorcycle Insurance Exception Page on your policy.... check it. Mine said that the rider must limit the daily miles to be 500 miles or less in any one 24 hour period, if more than, your policy is voided by this exception.
Do your own research on your own policy and your own state law rules. I know that Washington State has a very similar law that Oregon has.
No judgements, I don't have a dog in this fight because I don't see any value in sitting on a motorcycle for 1000 miles in one day.... don't see any reason why I would ever consider doing it after doing my own personal research on it.
I am not saying don't debate this. I just felt it necessary to post as I am a serious motorcyclist and scooter rider and felt an obligation to post it so that others become aware of these issues.
NOTE: Calling your insurance agent and having him tell you "Don't worry about that exception.... is wrong advice. When the accident adjustor notices that you have IB 1000 paper work in your possession or spewn around the accident site, they will report it. Cuz your agent told you not worry about it, does not change the exception policy. Your signature is on the document.
Be careful how you compete with other riders on any grounds. So you are at a Goldwing Gathering and they are doing the "see who can ride the slowest" and you fall over with your $25,000 motorcycle and break your ankle. That is competition riding. Not covered.... perhaps. Just be careful about this is all I am saying.
It saddens me each time we lose another small freedom, in the case of the insurance restrictions that is common to all countries, you could pay for the same policy for 10 years and every year they can sneak another clause in so that in the end you pay for no cover at all, some of our insurance companies ask if the bike has been modified, if you answer no and have an accident, and they find the paint has been modified they can refuse to pay out..As for the riding restrictions, well I think truckers have had that rule for a long time with tachometers fitted that restrict the legal driving time so it's really just another extention to an existing law..
The Iron Butt ride is one of the few adventures left and it is risky, if you are going to risk the ride I suppose the legal risk just adds a bit more spice to the trip..
John.
I didn't ask about endurance riding per se, but I did ask about any daily mileage restrictions, and at least for progressive there is no limit. I'll look more into the endurance part later. I don't want to make it too obvious and end up with a huge red flag on my file lol.
Once I get more miles under my belt, I want to try either the saddlesore 1000, or bun burner 1500. No real reason other than to just say I did it. And the fact I don't personally know anyone that has even tried it just makes me want to do it more. Even if I didn't make it, it would be a good story.
I am not debating your policy, but on a different forum, a member stated that his Progressive policy did have a restriction on mileage in the exception section. I can't verify that, but I would encourage anyone to look.
I am not here to discourage anyone from doing this. It is just information that should be considered prior to making the commitment.
As I have always said and believe in: Ride your own ride.
I think they have different levels of insurance if I remember correctly so some policies might have restriction. I just emailed progressive directly and that was the response I got from them. I didn't see anything in my policy either. Did they have a motorcycle endorsement? If not, that might be the reason, although at this point it's just speculation.
I would have never looked had you not posted anything, so it was good information to share.
I haven't found any restrictions in my Allstate policy for anything except "contests of speed"..I have a call into the local agent to see if I missed anything...
Now that was an interesting read. Should check out the restrictions here.
Over here when you apply for insurance one of the questions is "what is your average yearly mileage?"
We get a lot of illegal immigrants ( we have the whole of Eurasia on our doorstep) who pay cash for a vehicle and don't register it in their name, they don't pay road tax or insurance and if the hit anyone they either drive to the nearest car park and walk away, or if the vehicle is undriveable just leave it there and walk away..someone has to pay for that so the insurance companies put a lot of hidden charges on your insurance bill..
John.