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Posted by Tim
- March 03, 2015, 10:44:13 AMThat's right. And being a government "non-profit" means they have to spend whatever comes in in high salaries. Nice little scam they have going... Don't get me started on MSP too. 
Posted by Bucko
- March 02, 2015, 23:15:45 PMHere in BC, by law, basic insurance is compulsory and also, by law, the provider is ICBC which is a government run insurance agency. The real benefit of Government run monopoly insurance scheme is significantly higher premiums. So there's that.
Posted by pcarrell
- March 02, 2015, 18:45:43 PMQuote from: Tim on March 02, 2015, 15:13:46 PMMy wife is not going to like this!Well I am a drummer so that should work out just fine.
Posted by Tim
- March 02, 2015, 15:13:46 PMQuote from: pcarrell on March 02, 2015, 11:12:36 AMWell I am a drummer so that should work out just fine.A word of caution: The guest bedroom shares a wall with the music studio. It can get loud in that part of the house!
Posted by jmbo
- March 02, 2015, 12:26:43 PMQuote from: CDNRatMan on March 01, 2015, 21:28:40 PMMine is Mini Cooper Chili Red and black
Posted by pcarrell
- March 02, 2015, 11:12:36 AMQuote from: CDNRatMan on March 01, 2015, 15:31:33 PMA word of caution: The guest bedroom shares a wall with the music studio. It can get loud in that part of the house!Not in FL but PC is always looking for people to move down with him, in IN.........
Posted by pcarrell
- March 02, 2015, 11:07:35 AMMan! Those are some crazy numbers you guys are throwing out there! I'm more like Troll in that I pay about $200 for full coverage, including $10,000 replacement coverage if the bike is totaled. Shoot, honestly the thing is worth more totaled then it is as it sits, but I like it, so I'll hang on to her.
Posted by Tim
- March 02, 2015, 00:50:28 AMHaha you guys are awesome! You sound like me and my father in law complaining about insurance.
Indian Red hey? Where did they get the name? Just kidding.
I want to find an original '48 in a museum somewhere and hold up paint swatches to get a good match.
Posted by CDNRatMan
- March 01, 2015, 21:28:40 PM let us blame Tim he took us off topic.....lol.....Indian Red.......and my 99 Drifter is Sunbeam Red......lol.......
Posted by greenbarn
- March 01, 2015, 20:55:06 PMQuote from: jmbo on March 01, 2015, 20:13:43 PMSomewhere in all this insurance talk there was a question regarding the name of the original Indian Red. It's called "Indian Red"
Hmmm. I guess that should have been obvious...
Speaking of insurance, what a racket! What other industry do you know of where year after year the price stays the same, but the "value" of the merchandise DROPS so drastically? Would you pay full price for half worn-out tires?? Would you pay full price for a half-eaten sandwich? How about a 3 year old TV? Full price?? Of course not..... Yet we buy a vehicle for let's say $10,000 - Insurance the first year is $X , Next year.... same $X (unless there's an increase). 5 years later, if we say with the same company, still $X !!! But the vehicle is now worth about $3000!
And how about that Multi-Car Discount?? I insure several vehicles, and get (I think) about 10% discount. But if you do the math, if I have 2 insured vehicles, my chance of having a claim is about exactly 1/2 (50%). If I have 3 vehicles, it's 33%.... because, SURPRISE... I can't drive more than one at a time, so IMO the liability portion of my additional vehicles after the first one should be nearly nothing. I can understand the fire & theft part being at 100%.
Quick, get me off the soapbox before somebody mentions the mandatory included towing coverage that's added in there.....
But Indian Red, seriously, were the Indians the only thing painted that shade of red???
Posted by jmbo
- March 01, 2015, 20:13:43 PMSomewhere in all this insurance talk there was a question regarding the name of the original Indian Red. It's called "Indian Red"
Posted by John Hopkins
- March 01, 2015, 20:12:44 PMAnd yet the really big boys like Lloyds of London can insure space shuttles..
The big boys can get away with anything to get as much money as possible from us small people.
John.
Posted by CDNRatMan
- March 01, 2015, 19:51:59 PMI tried to get insurance with a company in Toronto, 5 hours south of here and was told that I was outside their coverage area. So that cut that idea off.
Posted by Troll
- March 01, 2015, 19:14:30 PMThat would be great, John, except for one little detail: The company has to be licensed to do business in the state you live in, so since that would essentially put them in the same pool as the other companies, they would most likely have near the same prices...they can always go higher, but there is a premium floor that they can't violate. If we could do that, then we would also be buying health insurance across state lines, but that is illegal, too
Posted by John Hopkins
- March 01, 2015, 16:43:08 PMThis all sounds very strange to me, I look at the prices some of you people buy motorcycles for, then I look at the price you are paying for compulsory insurance and it is a large percentage of the bike price every year, I pay about the same price as you do for a Vulcan Drifter 1500cc and I get screwed for about $90 (£59) a year for basic insurance..
If I lived on the North American continent in these days of international finance I would be looking for insurance abroad, It's only an electronic financial transaction, and if enough of you did it the price of insurance would drop like a stone..
Maybe you should talk to a legal financial advisor.
John.