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Posted by chief
 - January 20, 2013, 15:05:31 PM

My Suggestion is :
1) Use an independent agent. A good independent represents many companies and can do all the shopping for you.
2) Determine if you will live with "book values" or if you want to ensure for a set amount. Also check rates for policies with higher liability limits. Give that info to your agent so they can shop for you.
3) Try to package your insurance with cars, boats, house etc if possible.
4) Forgot what that guy in forum says about how much he pays... rates vary.
5) Do pay attention to complaints about "after a loss" customer service and treatment. Allstate historically has a bad reputation in this regard, but things may change. Progressive has been all over the board - though I would pay twice as much NOT to use Progressive - its CEO and George Soros are big buddies.
Make it easy, use a good independent agent. (My wife and I worked in commercial insurance with independent agents for a very, very long time.)
Posted by Troll
 - January 19, 2013, 10:06:50 AM

I moved all my policies to Allstate, and I saved almost $1000 on the bundle. Dairyland, the company I was with wanted $600 to cover the Drifter, and $300 for the W, with minimum coverage. $210 TOTAL seems like a hell of a deal to me...

Posted by pcarrell
 - January 19, 2013, 07:45:39 AM

Yeah, the more things you have with 1 company, the better your rate will likely be.

Posted by Drift1
 - January 18, 2013, 19:41:25 PM

I'm not to sure if you guys have this were you live,but I use State Farm and I pay $120 for both my bikes......I use them for all my insurance needs as well though....home owners,cars trucks etc....

Posted by CDNRatMan
 - January 18, 2013, 12:19:50 PM

 ;)  Troll there is something to be sadi for getting up the ladder. I have been with my company for a long time now, Truck, house, boat, bike, and when I turned 50 I got a cheque from them for $200.00 for being a good member in good standing.....

Posted by DC
 - January 18, 2013, 11:14:35 AM

That gives me an idea!   ;D  Maybe I should hobble in to my insurance agent's office with a walker, to renegotiate rates.   ;) ;D

Posted by Troll
 - January 18, 2013, 09:12:16 AM

that's a tough one....Wisconsin made mandatory insurance law in 2010 (yeah, I know), and the company I was with for 24 years without a claim raised my rate by $300 a bike. I did a bunch of checking, and ALMOST went with Progressive...as a last chance before I pulled the trigger on that, I called Allstate......I now have better coverage, their "gold preferred" whatever plan, and I'm paying an astounding $210 a YEAR to cover BOTH BIKES!!!! Maybe there are some benefits to getting old....

Posted by Anti-hero
 - January 18, 2013, 00:49:55 AM

Any suggestions for insurance companies? I've been looking at few but I don't know... Living in California semi new rider (legally at least hah) any pointers where to look? Thanks

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