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Posted by John Hopkins
 - March 05, 2015, 13:01:04 PM
Quote from: chief on March 04, 2015, 15:09:22 PM

LOL!  Very nice explanation JH!  That answered all my questions!   8)

Just imagine if there were idiots like me educating our ancestors 250 years ago.. A bit like the father in Calvin and Hobbes.

Dad where does the sun go at night?

John.

Posted by LarryInSeattle
 - March 04, 2015, 21:54:28 PM

Washington State does not require insurance on motorcycles.  So I buy insurance when the season starts and I am going out of state where other states do require it.

Geigo Insurance has an exception clause that limits the amount of mileage to 500 miles in a 24 hour period.  It is in the Exceptions Section.

Posted by Bucko
 - March 04, 2015, 21:51:03 PM

That's what I did for years, not with Beacon but with a couple of other insurers that provided similar coverage.  Big discount over ICBC.  The downside for me was that they wouldn't sell me a policy for less than a year.  When the bike was new, full year coverage was OK as one of my major concerns was theft (and some pricks did try to steal it twice).  However, as the bike got older and the value was going down (and after I moved to a better neighborhood  :)) it didn't make sense to pay the increasing cost for yearly coverage when I only had the bike on the road for a few months (interestingly enough, ICBC optional coverage for 3 or 4 months was only marginally cheaper than a full year's coverage from my alternate insurer - what's that tell ya?).

In any case, I eventually dropped the optional coverage.  At this point, the cash saved on dropping the optional coverage now exceeds the replacement cost of the bike so it's was the right choice in my case.

Posted by 49Reo
 - March 04, 2015, 21:03:35 PM

For any of you guys 'n gals in B.C., several years ago I switched over to Beacon for all my coverages; all I get from ICBC is registration, plate fee, and basic liability. All other coverages are through Beacon. I buy the Beacon policy for the year, doing it this way saves several hundred dollars a year. And, they are very good to deal with. The first year I used Beacon, I had my first (and I hope my only one) motorcycle accident, when some clown sashayed out of a parking lot and t-boned the wife and I on out Harley; they (the insurance company) treated us VERY well. Just sayin'  ;)

Posted by chief
 - March 04, 2015, 15:09:22 PM
Quote from: John Hopkins on March 03, 2015, 16:50:08 PM

OK not trying to argue with everyone but Britain is one of the cold countries, We have dug up dinosaur bones and ferns which we are told means that the dinosaurs lived in a hot climate and their riders drank beer made from ferns, Later it got even hotter so they invented ice and opened a coke cola factory, the ice spilled from the large glasses and formed glaciers which reflected the sun back up in the sky, because the sun was being reflected instead of warming the planet, the dinosaurs and their riders all froze and died..
John.

LOL!  Very nice explanation JH!  That answered all my questions!   8)

Posted by Tim
 - March 04, 2015, 00:17:18 AM
Quote from: John Hopkins on March 03, 2015, 16:50:08 PM

OK not trying to argue with everyone but Britain is one of the cold countries, We have dug up dinosaur bones and ferns which we are told means that the dinosaurs lived in a hot climate and their riders drank beer made from ferns, Later it got even hotter so they invented ice and opened a coke cola factory, the ice spilled from the large glasses and formed glaciers which reflected the sun back up in the sky, because the sun was being reflected instead of warming the planet, the dinosaurs and their riders all froze and died.. This was called man made global cooling and it got so bad that the British government had to introduce clobal cooling taxes that were so high that a number of people built a massive ark called the Mayflower which they filled with heating oil and sailed away to the west never to be seen again, but rumour has it that they built a big fire in a place called Howareyee which which was the first thing the sailors from Devon said when they greeted the locals, this became known as Hawaii because in those days they were all stoned and couldn't spell, this big fire was so hot it set fire to a mountain and the smoke was so black it stopped the sun from bouncing back into space so the planet started to warm up again..

Some fools still believe that it is all a natural cycle, for so many years the planet warms up and we get tropics, then it cools down and we get an ice age, then it warms up again and we get tropics again and this is why they say these things date back to the last ice age and it has nothing to do with man.

John.

Waitress please bring me a double of whatever John's having.
Posted by CDNRatMan
 - March 03, 2015, 18:34:09 PM

  Wow and I was having the munchies after eating my special brownies and now I am confused even more......

Posted by John Hopkins
 - March 03, 2015, 16:54:05 PM

I really should stop smoking these 1960's cigarettes.

Posted by John Hopkins
 - March 03, 2015, 16:50:08 PM

OK not trying to argue with everyone but Britain is one of the cold countries, We have dug up dinosaur bones and ferns which we are told means that the dinosaurs lived in a hot climate and their riders drank beer made from ferns, Later it got even hotter so they invented ice and opened a coke cola factory, the ice spilled from the large glasses and formed glaciers which reflected the sun back up in the sky, because the sun was being reflected instead of warming the planet, the dinosaurs and their riders all froze and died.. This was called man made global cooling and it got so bad that the British government had to introduce clobal cooling taxes that were so high that a number of people built a massive ark called the Mayflower which they filled with heating oil and sailed away to the west never to be seen again, but rumour has it that they built a big fire in a place called Howareyee which which was the first thing the sailors from Devon said when they greeted the locals, this became known as Hawaii because in those days they were all stoned and couldn't spell, this big fire was so hot it set fire to a mountain and the smoke was so black it stopped the sun from bouncing back into space so the planet started to warm up again..

Some fools still believe that it is all a natural cycle, for so many years the planet warms up and we get tropics, then it cools down and we get an ice age, then it warms up again and we get tropics again and this is why they say these things date back to the last ice age and it has nothing to do with man.

John.

Posted by pcarrell
 - March 03, 2015, 15:20:16 PM

But we need big motorcycles to cover the huge distances in our country.  As far as the global warming scam goes, the evidence says it's a no go.

Posted by John Hopkins
 - March 03, 2015, 14:05:08 PM

Well if you colonials didn't run such big motorcycles the government wouldn't have to spend so much on global warming and highly paid advisors to combat it..

John.

Posted by Tim
 - March 03, 2015, 10:44:13 AM

That's right. And being a government "non-profit" means they have to spend whatever comes in in high salaries. Nice little scam they have going... Don't get me started on MSP too.  :)

Posted by Bucko
 - March 02, 2015, 23:15:45 PM

Here in BC, by law, basic insurance is compulsory and also, by law, the provider is ICBC which is a government run insurance agency.  The real benefit of Government run monopoly insurance scheme is significantly higher premiums.  So there's that.

Posted by pcarrell
 - March 02, 2015, 18:45:43 PM
Quote from: Tim on March 02, 2015, 15:13:46 PM

Well I am a drummer so that should work out just fine. :)

My wife is not going to like this! ;)
Posted by Tim
 - March 02, 2015, 15:13:46 PM
Quote from: pcarrell on March 02, 2015, 11:12:36 AM

A word of caution:  The guest bedroom shares a wall with the music studio.  It can get loud in that part of the house!

Well I am a drummer so that should work out just fine. :)
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